/* ==========================================================================
   GoodCap Capital — Application page family (Phase 11; reused by Insurance)
   Conversion-focused: form near the top, disclosures always readable.
   ========================================================================== */

/* ---------- Hero + form ---------- */
.ap-hero { position: relative; overflow: hidden; overflow: clip; padding: clamp(24px, 4vw, 56px) 0 clamp(48px, 6vw, 88px); background: linear-gradient(180deg, #f1f7ff 0%, #fff 100%); }
.ap-hero__bg { position: absolute; inset: 0; pointer-events: none; }
.ap-hero__bg::before { content: ""; position: absolute; width: 620px; height: 620px; left: -200px; top: -260px; border-radius: 50%; background: radial-gradient(circle, rgba(23, 163, 243, 0.25), transparent 65%); }
.ap-hero__bg::after {
  content: ""; position: absolute; inset: 0;
  background-image: radial-gradient(rgba(6, 50, 129, 0.07) 1px, transparent 1px); background-size: 26px 26px;
  -webkit-mask-image: radial-gradient(50% 60% at 20% 30%, #000 10%, transparent 70%); mask-image: radial-gradient(50% 60% at 20% 30%, #000 10%, transparent 70%);
}
.ap-hero__grid { position: relative; display: grid; gap: 24px; align-items: start; }
@media (min-width: 1024px) { .ap-hero__grid { grid-template-columns: minmax(0, 1fr) minmax(0, 560px); gap: 56px; } .ap-hero__copy { position: sticky; top: calc(var(--header-h) + 40px); padding-top: 24px; } }
.ap-hero h1 { font-size: clamp(1.9rem, 4vw, 3.4rem); letter-spacing: -0.034em; line-height: 1.08; margin: 16px 0 14px; }
.ap-amount { white-space: nowrap; background: var(--gc-gradient-text); -webkit-background-clip: text; background-clip: text; color: transparent; }
.ap-hero .lead { max-width: 50ch; }
.ap-chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 22px; }
.ap-chips li { display: inline-flex; align-items: center; gap: 8px; padding: 8px 14px 8px 10px; border-radius: 999px; background: #fff; border: 1px solid var(--gc-line-blue); font-size: 0.875rem; font-weight: 700; color: var(--gc-navy); }
.ap-chips .icon { width: 17px; height: 17px; color: var(--gc-blue); }
.ap-hero__note { display: flex; gap: 10px; align-items: flex-start; margin-top: 20px; max-width: 54ch; font-size: 0.875rem; line-height: 1.6; color: var(--gc-text); padding: 12px 14px; border-radius: 14px; background: #fff; border: 1px solid var(--gc-line); }
.ap-hero__note .icon { width: 18px; height: 18px; flex-shrink: 0; margin-top: 2px; color: var(--gc-blue); }
.ap-hero__note a { color: var(--gc-blue); font-weight: 700; text-decoration: underline; text-underline-offset: 2px; }

/* Mobile: keep the headline short and bring the form up immediately */
@media (max-width: 1023px) {
  .ap-hero .lead { font-size: 1rem; }
  .ap-chips { margin-top: 14px; }
  .ap-chips li { font-size: 0.8125rem; padding: 6px 12px 6px 8px; }
  .ap-hero__note { display: none; }        /* the same disclosure is shown under the form + in full below */
}
@media (max-width: 599px) { .ap-hero .lead { display: none; } .ap-hero h1 { margin-bottom: 0; } }

.ap-card { position: relative; z-index: 2; padding: clamp(20px, 3.5vw, 34px); background: #fff; border-radius: 28px; border: var(--border-soft); box-shadow: 0 30px 80px -24px rgba(6, 50, 129, 0.28); scroll-margin-top: calc(var(--header-h) + 12px); }
.ap-card__head h2 { font-size: clamp(1.35rem, 2.2vw, 1.65rem); }
.ap-card__head p { color: var(--gc-muted); font-size: 0.9375rem; margin-top: 4px; }
.ap-form { margin-top: 20px; }
.ap-form .alert { margin-bottom: 16px; }
.ap-group { border: 0; margin: 0; padding: 0; min-width: 0; }
.ap-group + .ap-group { margin-top: 22px; padding-top: 20px; border-top: 1px dashed var(--gc-line); }
.ap-group > legend { float: left; width: 100%; padding: 0; }
.ap-group > legend + * { clear: both; }
.ap-group__title { display: flex; align-items: center; gap: 10px; font-size: 0.9375rem; font-weight: 800; color: var(--gc-ink); margin-bottom: 14px; }
.ap-group__title span { width: 24px; height: 24px; border-radius: 8px; display: grid; place-items: center; background: var(--gc-navy); color: #fff; font-size: 0.75rem; }
.ap-form .form-grid { gap: 16px; }
@media (min-width: 640px) { .ap-form .form-grid--2 { gap: 16px 14px; } }
.ap-submit { margin-top: 24px; --btn-h: 56px; font-size: 1.0625rem; }
.ap-consent { margin-top: 12px; text-align: center; }
.ap-secure { display: flex; align-items: center; justify-content: center; gap: 8px; margin-top: 10px; font-size: 0.8125rem; font-weight: 600; color: var(--gc-muted); text-align: center; }
.ap-secure .icon { width: 15px; height: 15px; color: var(--gc-success); flex-shrink: 0; }

/* ---------- Partners ---------- */
.ap-partners { padding: clamp(40px, 5vw, 64px) 0; border-top: 1px solid var(--gc-line); border-bottom: 1px solid var(--gc-line); background: #fff; overflow: hidden; }
.ap-partners__title { font-size: clamp(1.1rem, 1.6vw, 1.3rem); text-align: center; margin-bottom: 26px; }
.partner { flex-shrink: 0; width: 180px; height: 84px; display: grid; place-items: center; padding: 14px 20px; background: #fff; border: 1px solid var(--gc-line); border-radius: 18px; }
.partner img { max-width: 100%; max-height: 50px; width: auto; height: auto; object-fit: contain; }
@media (max-width: 599px) { .partner { width: 140px; height: 72px; padding: 10px 14px; } .partner img { max-height: 40px; } }

/* ---------- Eligibility ---------- */
.ap-elig__grid { display: grid; gap: 18px; }
@media (min-width: 768px) { .ap-elig__grid { grid-template-columns: 1fr 1fr; gap: 22px; } }
.ap-elig__card { padding: clamp(24px, 3.5vw, 36px); background: #fff; border-radius: 40px 10px 40px 10px; border: var(--border-soft); box-shadow: var(--sh-sm); }
.ap-elig__card--alt { border-radius: 10px 40px 10px 40px; }
.ap-elig__head { display: flex; align-items: center; gap: 14px; margin-bottom: 22px; }
.ap-elig__head h3 { font-size: 1.4rem; }
.ap-elig__icon { width: 52px; height: 52px; border-radius: 16px 5px 16px 5px; display: grid; place-items: center; background: var(--gc-navy); color: #fff; }
.ap-elig__card--alt .ap-elig__icon { background: var(--gc-blue); }
.ap-elig__list { display: grid; gap: 12px; }
.ap-elig__list li { display: flex; align-items: center; gap: 14px; padding: 14px 16px; border-radius: 16px; background: var(--gc-mist); }
.ap-elig__list .icon { width: 22px; height: 22px; color: var(--gc-blue); flex-shrink: 0; }
.ap-elig__list b { display: block; font-size: 1.125rem; color: var(--gc-ink); line-height: 1.25; }
.ap-elig__list span span, .ap-elig__list li > span { font-size: 0.875rem; color: var(--gc-muted); }

/* ---------- Figures + disclosure ---------- */
.ap-figures { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; margin-bottom: 24px; }
@media (min-width: 900px) { .ap-figures { grid-template-columns: repeat(4, 1fr); gap: 16px; } }
.ap-figures li { display: grid; gap: 4px; padding: 20px; border-radius: 20px; background: var(--gc-deep); color: #fff; background-image: radial-gradient(80% 100% at 100% 0%, rgba(23, 163, 243, 0.3), transparent 60%); }
.ap-figures__icon { width: 38px; height: 38px; border-radius: 11px; display: grid; place-items: center; background: rgba(255, 255, 255, 0.1); color: var(--gc-cyan); margin-bottom: 8px; }
.ap-figures__icon .icon { width: 19px; height: 19px; }
.ap-figures b { font-size: clamp(1.2rem, 2.2vw, 1.6rem); font-weight: 800; letter-spacing: -0.02em; line-height: 1.15; }
.ap-figures li > span:last-child { font-size: 0.8125rem; color: rgba(255, 255, 255, 0.7); font-weight: 600; }

.ap-disc__grid { display: grid; gap: 18px; }
@media (min-width: 900px) { .ap-disc__grid { grid-template-columns: 1.15fr 0.85fr; gap: 22px; } }
.ap-disc__panel, .ap-disc__example { padding: clamp(22px, 3.5vw, 34px); border-radius: 24px; border: 1.5px solid var(--gc-line-blue); background: #fff; }
.ap-disc__panel { background: linear-gradient(180deg, #f8fbff, #fff); }
.ap-disc__panel h3, .ap-disc__example h3 { display: flex; align-items: center; gap: 10px; font-size: 1.2rem; margin-bottom: 16px; }
.ap-disc__panel h3 .icon, .ap-disc__example h3 .icon { width: 22px; height: 22px; color: var(--gc-blue); }
.ap-disc__list { margin: 0 0 18px; display: grid; gap: 0; }
.ap-disc__list > div { display: grid; grid-template-columns: minmax(130px, 0.6fr) 1fr; gap: 12px; padding: 12px 0; border-bottom: 1px solid var(--gc-line); }
.ap-disc__list dt { font-weight: 700; color: var(--gc-ink); font-size: 0.9375rem; }
.ap-disc__list dd { margin: 0; color: var(--gc-text); font-size: 0.9875rem; }
@media (max-width: 479px) { .ap-disc__list > div { grid-template-columns: 1fr; gap: 2px; } }
.ap-disc__role { font-size: 0.9875rem; line-height: 1.7; color: var(--gc-text); margin-bottom: 8px; }
.ap-disc__role strong { color: var(--gc-ink); }
.ap-disc__small { margin-top: 14px; font-size: 0.8125rem; color: var(--gc-muted); }

/* ---------- Benefits ---------- */
.ap-benefits__grid { display: grid; gap: 32px; align-items: start; }
@media (min-width: 1024px) { .ap-benefits__grid { grid-template-columns: 0.8fr 1.2fr; gap: 64px; } .ap-benefits__intro { position: sticky; top: calc(var(--header-h) + 32px); } }
.ap-benefits__intro h2 { font-size: var(--fs-h2); }
.ap-benefits__intro > p { color: var(--gc-muted); margin: 14px 0 24px; }
.ap-benefits__list { display: grid; gap: 14px; }
@media (min-width: 640px) { .ap-benefits__list { grid-template-columns: 1fr 1fr; } .ap-benefits__list li:last-child { grid-column: 1 / -1; } }
.ap-benefits__list li { display: grid; grid-template-columns: 46px 1fr; gap: 4px 14px; align-items: start; padding: 20px; border-radius: 20px; background: #fff; border: var(--border-soft); }
.ap-benefits__list li > span { grid-row: span 2; width: 46px; height: 46px; border-radius: 14px 4px 14px 4px; display: grid; place-items: center; background: var(--gc-tint); color: var(--gc-blue); }
.ap-benefits__list .icon { width: 22px; height: 22px; }
.ap-benefits__list b { color: var(--gc-ink); font-size: 1.0125rem; line-height: 1.35; }
.ap-benefits__list p { color: var(--gc-muted); font-size: 0.9rem; line-height: 1.55; }

/* ---------- Testimonial images ---------- */
.ap-testi__row { display: flex; gap: 16px; overflow-x: auto; scroll-snap-type: x mandatory; padding: 4px 4px 14px; margin: -4px; scrollbar-width: thin; }
.ap-testi__item { flex: 0 0 clamp(240px, 70vw, 300px); scroll-snap-align: start; border-radius: 22px; overflow: hidden; border: var(--border-soft); background: var(--gc-tint); box-shadow: var(--sh-sm); }
@media (min-width: 1100px) { .ap-testi__row { display: grid; grid-template-columns: repeat(5, 1fr); overflow: visible; } .ap-testi__item { flex: none; } }
.ap-testi__item img { width: 100%; height: auto; aspect-ratio: 1; object-fit: cover; }

.ap-cta { padding-bottom: var(--section-y); }

.ap-mobile-disc { display: none; margin-top: 12px; padding-top: 12px; border-top: 1px solid var(--gc-line); font-size: 0.8125rem; line-height: 1.55; color: var(--gc-text); text-align: center; }
.ap-mobile-disc a { color: var(--gc-blue); font-weight: 700; text-decoration: underline; text-underline-offset: 2px; }
@media (max-width: 1023px) { .ap-mobile-disc { display: block; } }
@media (max-width: 599px) { .ap-hero .breadcrumb li:nth-child(2) { display: none; } }