/* ==========================================================================
   FINCAP FINANCE — product page (Phase 18) · "FINCAP FLOW"
   Own identity from the FINCAP logo: deep financial blue, circles, ribbons.
   Shared components (buttons, fields, choice cards, drawer, FAQ) are re-themed
   through the existing design tokens — nothing is duplicated, and the
   GoodCap pages are not affected (all scoped to body.fn-page).
   ========================================================================== */

.fn-page {
  /* FINCAP palette */
  --fn-deep: #003B86; --fn-blue: #0348A4; --fn-royal: #0757B8; --fn-bright: #1D6ED0;
  --fn-soft: #DCEBFF; --fn-ice: #EDF5FF; --fn-bg: #F7FAFF; --fn-ink: #0F1F38; --fn-muted: #64748B; --fn-line: #DCE6F2;
  --fn-grad: linear-gradient(135deg, #003B86 0%, #0348A4 45%, #0757B8 75%, #1D6ED0 100%);
  --fn-soft-grad: linear-gradient(135deg, #EDF5FF 0%, #FFFFFF 55%, #E6F1FF 100%);
  --fn-shadow: 0 30px 70px -34px rgba(0, 59, 134, 0.35);
  /* re-theme shared GoodCap tokens on this page only (no cyan) */
  --gc-navy: var(--fn-deep); --gc-royal: var(--fn-blue); --gc-blue: var(--fn-royal); --gc-cyan: var(--fn-bright);
  --gc-deep: #002a63; --gc-deep-2: #001f4a;
  --gc-ink: var(--fn-ink); --gc-muted: var(--fn-muted); --gc-mist: var(--fn-bg); --gc-tint: var(--fn-ice);
  --gc-line: var(--fn-line); --gc-line-blue: var(--fn-soft);
  --gc-gradient: var(--fn-grad); --gc-gradient-text: linear-gradient(100deg, #0348A4 0%, #1D6ED0 100%);
  --sh-blue: 0 12px 28px rgba(3, 72, 164, 0.28);
  --header-h: 76px;
  background: #fff; color: var(--fn-ink);
}
.fn-page .container { max-width: 1320px; }
.fn-page .btn-primary { background: var(--fn-grad); background-size: 140% 140%; }
.fn-page .btn-primary:hover { box-shadow: 0 16px 34px rgba(3, 72, 164, 0.34); }
.fn-page :focus-visible { outline-color: var(--fn-royal); }
.fn-page section[id] { scroll-margin-top: 0; }   /* html scroll-padding (gc-core) already clears the sticky header */

.fn-in { opacity: 0; transform: translateY(16px); animation: fn-up .75s var(--ease) forwards; animation-delay: var(--d, 0s); }
@keyframes fn-up { to { opacity: 1; transform: none; } }

.fn-kicker { display: inline-flex; align-items: center; gap: 10px; font-size: 0.8125rem; font-weight: 800; letter-spacing: 0.1em; text-transform: uppercase; color: var(--fn-royal); }
.fn-kicker::before { content: ""; width: 26px; height: 3px; border-radius: 3px; background: var(--fn-grad); }
.fn-head { max-width: 720px; margin-bottom: clamp(28px, 4vw, 48px); }
.fn-head h2 { margin-top: 12px; font-size: var(--fs-h2); letter-spacing: -0.03em; line-height: 1.12; }
.fn-head p:not(.fn-kicker) { margin-top: 14px; color: var(--fn-muted); font-size: 1.0625rem; line-height: 1.7; }
.fn-head--light h2 { color: #fff; }
.fn-head--light p:not(.fn-kicker) { color: rgba(255, 255, 255, 0.78); }
.fn-head--light .fn-kicker { color: #9cc7ff; }
.fn-head--light .fn-kicker::before { background: linear-gradient(90deg, #9cc7ff, #fff); }
.fn-head--row { max-width: none; display: flex; flex-wrap: wrap; justify-content: space-between; align-items: end; gap: 12px 40px; }
.fn-head--row > p { max-width: 46ch; }

/* ---------- Header ---------- */
.fn-topline { background: var(--fn-deep); color: rgba(255, 255, 255, 0.82); font-size: 0.8125rem; font-weight: 600; }
.fn-topline__inner { display: flex; justify-content: space-between; align-items: center; min-height: 34px; gap: 12px; }
.fn-topline a { display: inline-flex; align-items: center; gap: 6px; min-height: 34px; color: inherit; }
.fn-topline a:hover { color: #fff; }
.fn-topline .icon { width: 14px; height: 14px; }

.fn-header { position: sticky; top: 0; z-index: 100; background: rgba(255, 255, 255, 0.72); backdrop-filter: saturate(160%) blur(10px); -webkit-backdrop-filter: saturate(160%) blur(10px); border-bottom: 1px solid transparent; transition: background-color .3s, border-color .3s, box-shadow .3s; }
.fn-header.is-scrolled { background: #fff; border-color: var(--fn-line); box-shadow: 0 6px 24px -14px rgba(0, 59, 134, 0.3); }
.fn-header__inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: var(--header-h); }
.fn-brand { display: inline-flex; flex-direction: column; justify-content: center; gap: 2px; flex-shrink: 0; }
.fn-brand img { height: 40px; width: auto; }
.fn-brand__by { font-size: 0.625rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--fn-muted); padding-left: 2px; white-space: nowrap; }
.fn-nav { display: none; align-items: center; gap: 2px; }
.fn-nav a { position: relative; display: inline-flex; align-items: center; height: 44px; padding: 0 11px; border-radius: 10px; font-size: 0.9rem; font-weight: 600; color: var(--fn-ink); white-space: nowrap; transition: color .2s, background-color .2s; }
.fn-nav a:hover { color: var(--fn-royal); background: var(--fn-ice); }
.fn-nav a.is-active { color: var(--fn-blue); }
.fn-nav a.is-active::after { content: ""; position: absolute; left: 11px; right: 11px; bottom: 6px; height: 2px; border-radius: 2px; background: var(--fn-grad); }
.fn-header__actions { display: flex; align-items: center; gap: 8px; }
.fn-header__emi, .fn-header__cta { display: none; }
@media (min-width: 640px) { .fn-header__cta { display: inline-flex; } }
@media (min-width: 1024px) { .fn-header__emi { display: inline-flex; } }
@media (min-width: 1280px) { .fn-nav { display: flex; } .fn-header .menu-btn { display: none; } }
@media (min-width: 1280px) and (max-width: 1399px) { .fn-nav a { padding: 0 8px; font-size: 0.875rem; } .fn-nav a.is-active::after { left: 8px; right: 8px; } }
@media (max-width: 479px) { .fn-brand img { height: 34px; } .fn-brand__by { font-size: 0.5625rem; } }
.fn-header .menu-btn { display: inline-grid; }
@media (min-width: 1280px) { .fn-header .menu-btn { display: none; } }
.fn-drawer .drawer__head img { height: 34px; width: auto; }
.fn-drawer .drawer__link[aria-current="page"], .fn-drawer .drawer__link.is-active { color: var(--fn-royal); }
.fn-drawer__back span { display: inline-flex; align-items: center; gap: 8px; color: var(--fn-muted); }
.fn-drawer__back .icon { width: 16px; height: 16px; }

/* ---------- Hero ---------- */
.fn-hero { position: relative; overflow: clip; padding: clamp(36px, 6vw, 80px) 0 clamp(150px, 16vw, 220px); background: linear-gradient(180deg, #fff 0%, var(--fn-bg) 100%); }
.fn-hero__bg { position: absolute; inset: 0; pointer-events: none; }
.fn-hero__dots { position: absolute; inset: 0; background-image: radial-gradient(rgba(0, 59, 134, 0.1) 1px, transparent 1px), linear-gradient(rgba(0, 59, 134, 0.035) 1px, transparent 1px), linear-gradient(90deg, rgba(0, 59, 134, 0.035) 1px, transparent 1px); background-size: 24px 24px, 96px 96px, 96px 96px; -webkit-mask-image: radial-gradient(70% 80% at 70% 40%, #000 20%, transparent 75%); mask-image: radial-gradient(70% 80% at 70% 40%, #000 20%, transparent 75%); }
.fn-hero__glow { position: absolute; width: 760px; height: 760px; right: -160px; top: -220px; border-radius: 50%; background: radial-gradient(circle, rgba(29, 110, 208, 0.18), transparent 65%); }
.fn-hero__ring { position: absolute; width: 1100px; height: 1100px; right: -420px; top: -360px; border-radius: 50%; border: 70px solid rgba(3, 72, 164, 0.035); }
.fn-hero__ribbon { position: absolute; left: 0; right: 0; bottom: 0; width: 100%; height: 100%; }
.fn-hero__trace { stroke-dasharray: 0.16 1; stroke-dashoffset: 1.16; animation: fn-trace 9s linear infinite; opacity: .7; }
@keyframes fn-trace { to { stroke-dashoffset: 0; } }

.fn-hero__grid { position: relative; display: grid; gap: 40px; align-items: center; }
@media (min-width: 1024px) { .fn-hero__grid { grid-template-columns: minmax(0, 58fr) minmax(0, 42fr); gap: 24px; } }
.fn-eyebrow { display: inline-flex; align-items: center; gap: 10px; padding: 6px 14px 6px 6px; border-radius: 999px; background: #fff; border: 1px solid var(--fn-soft); box-shadow: 0 6px 18px -10px rgba(0, 59, 134, 0.35); font-size: 0.75rem; font-weight: 800; letter-spacing: 0.08em; color: var(--fn-deep); }
.fn-eyebrow img { width: 24px; height: 24px; }
.fn-hero h1 { margin-top: 20px; display: grid; gap: 10px; }
.fn-h1__product { font-size: clamp(0.9375rem, 1.6vw, 1.125rem); font-weight: 800; letter-spacing: 0.04em; color: var(--fn-royal); text-transform: uppercase; }
.fn-h1__main { font-size: clamp(2.1rem, 5vw, 4rem); line-height: 1.04; letter-spacing: -0.04em; color: var(--fn-ink); max-width: 16ch; }
.fn-h1__main em { font-style: normal; background: var(--gc-gradient-text); -webkit-background-clip: text; background-clip: text; color: transparent; }
.fn-lead { margin-top: 18px; max-width: 56ch; font-size: clamp(1.02rem, 1.4vw, 1.15rem); line-height: 1.7; color: #475569; }
.fn-hero__ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
@media (max-width: 479px) { .fn-hero__ctas .btn { width: 100%; } }
.fn-pills { list-style: none; margin: 22px 0 0; padding: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.fn-pills li { display: inline-flex; align-items: center; gap: 8px; padding: 7px 14px 7px 10px; border-radius: 999px; border: 1px solid var(--fn-soft); background: rgba(255, 255, 255, 0.8); font-size: 0.875rem; font-weight: 700; color: var(--fn-deep); }
.fn-pills .icon { width: 17px; height: 17px; color: var(--fn-royal); }
.fn-hero__note { display: flex; gap: 10px; align-items: flex-start; margin-top: 20px; max-width: 60ch; font-size: 0.875rem; line-height: 1.6; color: #475569; }
.fn-hero__note .icon { width: 17px; height: 17px; flex-shrink: 0; margin-top: 2px; color: var(--fn-royal); }
.fn-hero__note a { color: var(--fn-royal); font-weight: 700; text-decoration: underline; text-underline-offset: 3px; }

/* Financial Journey Orbit */
.fn-orbit { display: none; position: relative; width: min(520px, 100%); aspect-ratio: 1; margin-inline: auto; }
@media (min-width: 1024px) { .fn-orbit { display: block; } }
.fn-orbit__rings span { position: absolute; inset: 0; border-radius: 50%; border: 1px dashed rgba(3, 72, 164, 0.22); }
.fn-orbit__rings span:nth-child(2) { inset: 14%; border-style: solid; border-color: rgba(3, 72, 164, 0.1); background: radial-gradient(circle, #fff 40%, rgba(237, 245, 255, 0.6)); }
.fn-orbit__rings span:nth-child(3) { inset: 30%; border: 0; background: #fff; box-shadow: var(--fn-shadow); }
.fn-orbit__arc { position: absolute; inset: 8%; width: 84%; height: 84%; transform: rotate(-120deg); animation: fn-arc 40s linear infinite; }
@keyframes fn-arc { to { transform: rotate(240deg); } }
.fn-orbit__core { position: absolute; inset: 35%; display: grid; place-items: center; }
.fn-orbit__core img { width: 100%; height: auto; }
.fn-orbit__spin { position: absolute; inset: 0; animation: fn-spin 90s linear infinite; }
@keyframes fn-spin { to { transform: rotate(360deg); } }
.fn-ocard { position: absolute; left: 50%; top: 50%; width: 0; height: 0; transform: rotate(var(--a)) translateX(min(250px, 48vw)) rotate(calc(-1 * var(--a))); }
.fn-ocard > div { position: absolute; transform: translate(-50%, -50%); display: flex; align-items: center; gap: 10px; padding: 10px 14px 10px 10px; border-radius: 16px; background: #fff; border: 1px solid var(--fn-line); box-shadow: 0 16px 34px -18px rgba(0, 59, 134, 0.45); white-space: nowrap; animation: fn-counter 90s linear infinite; }
@keyframes fn-counter { to { transform: translate(-50%, -50%) rotate(-360deg); } }
.fn-ocard__icon { display: grid; place-items: center; width: 34px; height: 34px; border-radius: 10px; background: var(--fn-grad); color: #fff; }
.fn-ocard__icon .icon { width: 17px; height: 17px; }
.fn-ocard b { display: block; font-size: 0.875rem; color: var(--fn-ink); }
.fn-ocard small { display: block; font-size: 0.75rem; color: var(--fn-muted); font-weight: 600; }

/* ---------- Eligibility Console ---------- */
.fn-console-wrap { position: relative; z-index: 3; margin-top: clamp(32px, 5vw, 56px); margin-bottom: clamp(32px, 5vw, 48px); }
.fn-console { display: grid; background: #fff; border: 1px solid var(--fn-line); border-radius: 28px; box-shadow: 0 40px 90px -40px rgba(0, 59, 134, 0.42); overflow: hidden; max-width: 1120px; margin-inline: auto; }
@media (min-width: 960px) { .fn-console { grid-template-columns: 280px minmax(0, 1fr); } }
.fn-rail { position: relative; overflow: hidden; padding: 28px 22px; background: var(--fn-grad); color: #fff; }
.fn-rail::after { content: ""; position: absolute; width: 340px; height: 340px; right: -170px; bottom: -150px; border-radius: 50%; border: 40px solid rgba(255, 255, 255, 0.07); pointer-events: none; }
.fn-rail__title { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 1rem; letter-spacing: -0.01em; }
.fn-rail__title img { width: 28px; height: 28px; }
.fn-rail__steps { list-style: none; margin: 22px 0 0; padding: 0; display: grid; gap: 6px; position: relative; z-index: 1; }
.fn-rail__steps button { width: 100%; display: flex; align-items: center; gap: 12px; padding: 10px; border-radius: 14px; text-align: left; color: rgba(255, 255, 255, 0.8); transition: background-color .25s, color .25s; }
.fn-rail__steps button:hover { background: rgba(255, 255, 255, 0.08); color: #fff; }
.fn-rail__steps button:focus-visible { outline: 2px solid #fff; outline-offset: 2px; }
.fn-rail__num { flex-shrink: 0; display: grid; place-items: center; width: 36px; height: 36px; border-radius: 11px; border: 1.5px solid rgba(255, 255, 255, 0.35); font-weight: 800; font-size: 0.8125rem; transition: background-color .25s, color .25s, border-color .25s; }
.fn-rail__txt { flex: 1; min-width: 0; }
.fn-rail__txt b { display: block; font-size: 0.9375rem; color: #fff; }
.fn-rail__txt small { display: block; font-size: 0.75rem; opacity: .75; }
.fn-rail__tick { display: grid; place-items: center; width: 22px; height: 22px; border-radius: 50%; background: #fff; color: var(--fn-royal); opacity: 0; transform: scale(.6); transition: opacity .25s, transform .25s var(--ease); }
.fn-rail__tick .icon { width: 13px; height: 13px; stroke-width: 3; }
li.is-active .fn-rail__steps button, .fn-rail__steps li.is-active button { background: rgba(255, 255, 255, 0.14); color: #fff; }
.fn-rail__steps li.is-active .fn-rail__num { background: #fff; color: var(--fn-deep); border-color: #fff; }
.fn-rail__steps li.is-done .fn-rail__tick { opacity: 1; transform: none; }
.fn-rail__note { position: relative; z-index: 1; display: flex; gap: 8px; margin-top: 22px; padding-top: 18px; border-top: 1px solid rgba(255, 255, 255, 0.18); font-size: 0.8125rem; line-height: 1.55; color: rgba(255, 255, 255, 0.82); }
.fn-rail__note .icon { width: 15px; height: 15px; flex-shrink: 0; margin-top: 2px; }
@media (max-width: 959px) {
  .fn-rail { padding: 18px 16px; }
  .fn-rail__steps { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 6px; margin-top: 14px; }
  .fn-rail__steps button { flex-direction: column; gap: 6px; padding: 8px 4px; text-align: center; }
  .fn-rail__txt small, .fn-rail__tick, .fn-rail__note { display: none; }
  .fn-rail__txt b { font-size: 0.75rem; }
  .fn-rail__num { width: 32px; height: 32px; }
}
.fn-form.ap-card { border: 0; border-radius: 0; box-shadow: none; padding: clamp(20px, 3.5vw, 40px); scroll-margin-top: 0; }
.fn-form .ap-card__head h2 { font-size: clamp(1.4rem, 2.4vw, 1.75rem); letter-spacing: -0.02em; }
.fn-form .ap-group { padding: 18px; border-radius: 20px; border: 1px solid transparent; transition: border-color .3s, background-color .3s; }
.fn-form .ap-group + .ap-group { margin-top: 10px; padding-top: 18px; border-top: 1px solid transparent; }
.fn-form .ap-group.is-active { border-color: var(--fn-soft); background: var(--fn-bg); }
.fn-form .ap-group__title span { background: var(--fn-grad); }
.fn-form .field__control { min-height: 50px; }
.fn-form .field.is-valid .field__control { border-color: #86c5a0; }
.fn-form .choice__card { min-height: 72px; align-items: center; gap: 12px; }
.fn-form .choice__txt { display: grid; gap: 2px; text-align: left; flex: 1; }
.fn-form .choice__txt b { font-size: 0.9375rem; color: var(--fn-ink); }
.fn-form .choice__txt small { font-size: 0.75rem; color: var(--fn-muted); font-weight: 600; }
.fn-form .choice input:checked + .choice__card { border-color: var(--fn-royal); background: var(--fn-ice); box-shadow: 0 0 0 3px rgba(7, 87, 184, 0.14); }
.fn-form .choice input:checked + .choice__card .choice__icon { background: var(--fn-grad); color: #fff; }
@media (max-width: 429px) { .fn-form .choice-grid { grid-template-columns: 1fr; } }
.fn-form .ap-submit { letter-spacing: 0.04em; }

/* ---------- Financial pulse ---------- */
.fn-pulse-wrap { padding: clamp(36px, 5vw, 56px) 0 clamp(20px, 3vw, 32px); }
.fn-pulse { list-style: none; margin: 0 auto; padding: 0; max-width: 1120px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); border-radius: 24px; background: #fff; border: 1px solid var(--fn-line); box-shadow: var(--fn-shadow); overflow: hidden; }
@media (min-width: 900px) { .fn-pulse { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.fn-pulse li { position: relative; display: grid; gap: 6px; padding: clamp(18px, 3vw, 28px); min-width: 0; }
.fn-pulse li + li::before { content: ""; position: absolute; left: 0; top: 22%; bottom: 22%; width: 1px; background: var(--fn-line); }
@media (max-width: 899px) { .fn-pulse li:nth-child(3)::before { display: none; } .fn-pulse li:nth-child(n+3) { border-top: 1px solid var(--fn-line); } }
.fn-pulse b { font-size: clamp(1.4rem, 3vw, 2rem); font-weight: 800; letter-spacing: -0.03em; color: var(--fn-deep); font-variant-numeric: tabular-nums; line-height: 1.1; }
.fn-pulse b small { font-size: 0.55em; font-weight: 700; color: var(--fn-muted); letter-spacing: 0; }

.fn-pulse__note { max-width: 1120px; margin: 12px auto 0; text-align: center; font-size: 0.875rem; color: var(--fn-muted); }

/* ---------- Partner network ---------- */
.fn-partners { padding: clamp(56px, 8vw, 110px) 0; background: var(--fn-soft-grad); }
.fn-partners__grid { display: grid; gap: 40px; align-items: center; }
@media (min-width: 1100px) { .fn-partners__grid { grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr); gap: 56px; } }
.fn-partners__copy h2 { margin-top: 12px; font-size: var(--fs-h2); letter-spacing: -0.03em; line-height: 1.12; }
.fn-partners__copy p { margin: 14px 0 18px; color: var(--fn-muted); font-size: 1.0625rem; line-height: 1.7; max-width: 52ch; }
.fn-net { position: relative; }
.fn-net__lines, .fn-net__core { display: none; }
.fn-net__nodes { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; }
@media (max-width: 479px) { .fn-net__nodes { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.fn-net__nodes li { display: grid; place-items: center; height: 84px; padding: 12px; border-radius: 18px; background: #fff; border: 1px solid var(--fn-line); box-shadow: 0 10px 24px -18px rgba(0, 59, 134, 0.4); }
.fn-net__nodes img { max-width: 100%; max-height: 52px; width: auto; height: auto; object-fit: contain; }
.fn-net__nodes li.is-fallback::after { content: "Partner"; font-size: 0.75rem; font-weight: 700; color: var(--fn-muted); }
@media (min-width: 1100px) {
  .fn-net { width: min(600px, 100%); aspect-ratio: 1; margin-inline: auto; }
  .fn-net::before { content: ""; position: absolute; inset: 10%; border-radius: 50%; border: 1px dashed rgba(3, 72, 164, 0.25); }
  .fn-net__lines { display: block; position: absolute; inset: 0; width: 100%; height: 100%; }
  .fn-net__lines line { stroke: rgba(3, 72, 164, 0.28); stroke-width: 1.5; stroke-dasharray: 1; stroke-dashoffset: 1; transition: stroke-dashoffset .9s var(--ease); transition-delay: calc(var(--i) * 70ms + .15s); }
  .fn-net.is-visible .fn-net__lines line { stroke-dashoffset: 0; }
  .fn-net__core { display: grid; place-items: center; position: absolute; left: 50%; top: 50%; width: 132px; height: 132px; transform: translate(-50%, -50%); border-radius: 50%; background: #fff; box-shadow: 0 0 0 14px rgba(3, 72, 164, 0.06), 0 0 0 30px rgba(3, 72, 164, 0.035), var(--fn-shadow); }
  .fn-net__core img { width: 84px; height: 84px; }
  .fn-net__nodes { display: block; position: absolute; inset: 0; }
  .fn-net__nodes li { position: absolute; left: var(--x); top: var(--y); width: 132px; height: 66px; transform: translate(-50%, -50%) scale(.9); opacity: 0; transition: opacity .5s var(--ease), transform .5s var(--ease), box-shadow .3s; transition-delay: calc(var(--i) * 70ms + .3s); }
  .fn-net.is-visible .fn-net__nodes li { opacity: 1; transform: translate(-50%, -50%); }
  .fn-net__nodes li:hover { box-shadow: 0 16px 34px -16px rgba(0, 59, 134, 0.5); }
}

/* ---------- Who can apply ---------- */
.fn-who { position: relative; padding: clamp(56px, 8vw, 110px) 0; background: #fff; overflow: clip; }
.fn-who__stage { position: relative; display: grid; gap: 18px; }
@media (min-width: 900px) { .fn-who__stage { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 0; align-items: start; padding-bottom: 40px; } }
.fn-who__orb { position: absolute; width: 520px; height: 520px; left: -140px; top: -60px; border-radius: 50%; background: radial-gradient(circle at 40% 40%, var(--fn-soft), var(--fn-ice) 55%, transparent 72%); pointer-events: none; }
.fn-who__card { position: relative; padding: clamp(24px, 3.4vw, 40px); border-radius: 28px; min-width: 0; }
.fn-who__card--light { background: #fff; border: 1px solid var(--fn-line); box-shadow: var(--fn-shadow); z-index: 1; }
.fn-who__card--dark { background: var(--fn-grad); color: #fff; overflow: hidden; z-index: 2; }
@media (min-width: 900px) {
  .fn-who__card--light { margin-right: -40px; margin-top: 10px; }
  .fn-who__card--dark { margin-top: 70px; box-shadow: 0 40px 80px -40px rgba(0, 59, 134, 0.6); }
}
.fn-who__head { display: flex; align-items: center; gap: 14px; margin-bottom: 22px; }
.fn-who__icon { flex-shrink: 0; display: grid; place-items: center; width: 54px; height: 54px; border-radius: 18px 6px 18px 6px; background: var(--fn-grad); color: #fff; box-shadow: var(--sh-blue); }
.fn-who__card--dark .fn-who__icon { background: rgba(255, 255, 255, 0.14); box-shadow: none; }
.fn-who__icon .icon { width: 24px; height: 24px; }
.fn-who__head h3 { font-size: clamp(1.2rem, 2vw, 1.45rem); letter-spacing: -0.02em; }
.fn-who__card--dark h3 { color: #fff; }
.fn-who__head p { font-size: 0.875rem; color: var(--fn-muted); font-weight: 600; }
.fn-who__card--dark .fn-who__head p { color: rgba(255, 255, 255, 0.72); }
.fn-check { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; position: relative; z-index: 1; }
.fn-check li { display: flex; gap: 12px; align-items: flex-start; padding: 14px 16px; border-radius: 16px; background: var(--fn-bg); border: 1px solid var(--fn-line); }
.fn-who__card--dark .fn-check li { background: rgba(255, 255, 255, 0.08); border-color: rgba(255, 255, 255, 0.14); }
.fn-check .icon { width: 22px; height: 22px; flex-shrink: 0; color: var(--fn-royal); }
.fn-who__card--dark .fn-check .icon { color: #9cc7ff; }
.fn-check span { display: grid; gap: 2px; font-size: 1.0625rem; font-weight: 800; color: var(--fn-ink); }
.fn-who__card--dark .fn-check span { color: #fff; }
.fn-check b { font-size: 0.75rem; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; color: var(--fn-muted); }
.fn-who__card--dark .fn-check b { color: rgba(255, 255, 255, 0.7); }
.fn-who__mark { position: absolute; width: 260px; height: 260px; right: -70px; bottom: -80px; opacity: .07; pointer-events: none; }

/* ---------- Benefit wheel (deep-blue section) ---------- */
.fn-benefits { position: relative; overflow: clip; padding: clamp(64px, 9vw, 120px) 0; background: radial-gradient(80% 60% at 50% 0%, #0a4fa8 0%, transparent 70%), #002a63; color: #fff; }
.fn-benefits::before { content: ""; position: absolute; width: 900px; height: 900px; left: 50%; top: 55%; transform: translate(-50%, -50%); border-radius: 50%; border: 1px solid rgba(255, 255, 255, 0.06); box-shadow: 0 0 0 90px rgba(255, 255, 255, 0.015); pointer-events: none; }
.fn-benefits .fn-head { margin-inline: auto; text-align: center; }
.fn-benefits .fn-head .fn-kicker { justify-content: center; }
.fn-wheel { position: relative; }
.fn-wheel__ring, .fn-wheel__core { display: none; }
.fn-wheel__nodes { list-style: none; margin: 0; padding: 0; display: grid; gap: 14px; }
@media (min-width: 640px) and (max-width: 1099px) { .fn-wheel__nodes { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.fn-wheel__nodes li { position: relative; padding: 20px; border-radius: 20px; background: rgba(255, 255, 255, 0.07); border: 1px solid rgba(255, 255, 255, 0.12); }
.fn-wheel__icon { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 14px 4px 14px 4px; background: #fff; color: var(--fn-blue); margin-bottom: 12px; }
.fn-wheel__icon .icon { width: 21px; height: 21px; }
.fn-wheel__nodes h3 { color: #fff; font-size: 1.0625rem; }
.fn-wheel__nodes p { margin-top: 6px; color: rgba(255, 255, 255, 0.76); font-size: 0.9375rem; line-height: 1.6; }
@media (min-width: 1100px) {
  .fn-wheel { width: 100%; max-width: 1100px; height: 720px; margin-inline: auto; }
  .fn-wheel__ring { display: block; position: absolute; left: 50%; top: 50%; width: 470px; height: 470px; transform: translate(-50%, -50%); }
  .fn-wheel__ring span { position: absolute; inset: 0; border-radius: 50%; border: 2px solid rgba(156, 199, 255, 0.25); }
  .fn-wheel__ring span:nth-child(2) { inset: 70px; border: 1px dashed rgba(156, 199, 255, 0.3); }
  .fn-wheel__core { display: grid; place-items: center; align-content: center; gap: 6px; position: absolute; left: 50%; top: 50%; width: 220px; height: 220px; transform: translate(-50%, -50%); border-radius: 50%; background: var(--fn-grad); box-shadow: 0 0 0 16px rgba(255, 255, 255, 0.04), 0 30px 70px -20px rgba(0, 0, 0, 0.5); }
  .fn-wheel__core img { width: 92px; height: 92px; }
  .fn-wheel__core b { font-size: 1.125rem; letter-spacing: 0.24em; color: #fff; }
  .fn-wheel__nodes { display: block; position: absolute; inset: 0; }
  .fn-wheel__nodes li { position: absolute; left: 50%; top: 50%; width: 270px; padding: 18px 18px 16px; background: rgba(9, 50, 110, 0.92); backdrop-filter: blur(6px);
    transform: translate(-50%, -50%) rotate(var(--a)) translateX(330px) rotate(calc(-1 * var(--a))) scale(.85); opacity: 0;
    transition: opacity .5s var(--ease), transform .6s var(--ease); transition-delay: calc(var(--i) * 120ms + .2s); }
  .fn-wheel.is-visible .fn-wheel__nodes li { opacity: 1; transform: translate(-50%, -50%) rotate(var(--a)) translateX(330px) rotate(calc(-1 * var(--a))); }
  .fn-wheel__nodes li:nth-child(1), .fn-wheel__nodes li:nth-child(4) { --rx: 0; }
  .fn-wheel__nodes li:nth-child(1) { transform: translate(-50%, -50%) translateY(-300px) scale(.85); }
  .fn-wheel.is-visible .fn-wheel__nodes li:nth-child(1) { transform: translate(-50%, -50%) translateY(-300px); }
  .fn-wheel__nodes li:nth-child(4) { transform: translate(-50%, -50%) translateY(300px) scale(.85); }
  .fn-wheel.is-visible .fn-wheel__nodes li:nth-child(4) { transform: translate(-50%, -50%) translateY(300px); }
}

/* ---------- Why FINCAP (editorial) ---------- */
.fn-why { padding: clamp(64px, 9vw, 120px) 0; background: #fff; }
.fn-why__grid { display: grid; gap: 36px; }
@media (min-width: 1024px) { .fn-why__grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr); gap: 72px; align-items: start; } .fn-why__statement { position: sticky; top: calc(var(--header-h) + 32px); } }
.fn-why__statement h2 { margin-top: 14px; font-size: clamp(2rem, 4.4vw, 3.4rem); line-height: 1.06; letter-spacing: -0.04em; }
.fn-why__statement h2 em { font-style: normal; background: var(--gc-gradient-text); -webkit-background-clip: text; background-clip: text; color: transparent; }
.fn-why__statement p { margin-top: 18px; color: var(--fn-muted); font-size: 1.0625rem; line-height: 1.75; max-width: 52ch; }
.fn-why__list { list-style: none; margin: 0; padding: 0; display: grid; }
.fn-why__list li { display: flex; gap: 20px; padding: 22px 0; border-bottom: 1px solid var(--fn-line); }
.fn-why__list li:first-child { border-top: 1px solid var(--fn-line); }
.fn-why__n { flex-shrink: 0; font-size: 0.875rem; font-weight: 800; color: var(--fn-royal); letter-spacing: 0.06em; padding-top: 4px; min-width: 28px; }
.fn-why__list h3 { font-size: 1.15rem; }
.fn-why__list p { margin-top: 6px; color: var(--fn-muted); line-height: 1.65; }

/* ---------- EMI cross-link ---------- */
.fn-emi { padding: 0 0 clamp(56px, 8vw, 100px); background: #fff; }
.fn-emi__band { position: relative; overflow: hidden; display: grid; gap: 28px; align-items: center; padding: clamp(24px, 4vw, 48px); border-radius: 32px 10px 32px 10px; background: var(--fn-soft-grad); border: 1px solid var(--fn-soft); }
.fn-emi__band::after { content: ""; position: absolute; width: 380px; height: 380px; right: -120px; top: -160px; border-radius: 50%; border: 50px solid rgba(3, 72, 164, 0.05); pointer-events: none; }
@media (min-width: 960px) { .fn-emi__band { grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr); } }
.fn-emi__copy h2 { margin-top: 10px; font-size: clamp(1.6rem, 3vw, 2.25rem); letter-spacing: -0.03em; }
.fn-emi__copy p { margin: 10px 0 20px; color: var(--fn-muted); font-size: 1.0625rem; }
.fn-emi__visual { position: relative; z-index: 1; display: flex; flex-wrap: wrap; align-items: center; gap: 14px; }
.fn-emi__inputs { flex: 1 1 260px; display: grid; gap: 8px; }
.fn-emi__inputs span { display: flex; justify-content: space-between; gap: 10px; padding: 12px 16px; border-radius: 14px; background: #fff; border: 1px solid var(--fn-line); }
.fn-emi__inputs small { color: var(--fn-muted); font-weight: 600; }
.fn-emi__inputs b { color: var(--fn-ink); font-variant-numeric: tabular-nums; }
.fn-emi__arrow { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 50%; background: #fff; border: 1px solid var(--fn-soft); color: var(--fn-royal); }
.fn-emi__arrow .icon { width: 20px; height: 20px; }
.fn-emi__result { flex: 1 1 180px; display: grid; gap: 4px; padding: 20px; border-radius: 20px; background: var(--fn-grad); color: #fff; box-shadow: var(--sh-blue); }
.fn-emi__result small { font-weight: 700; opacity: .85; }
.fn-emi__result b { font-size: clamp(1.6rem, 3vw, 2.1rem); letter-spacing: -0.03em; font-variant-numeric: tabular-nums; }
.fn-emi__result em { font-style: normal; font-size: 0.75rem; font-weight: 700; opacity: .75; }
@media (max-width: 559px) { .fn-emi__arrow { transform: rotate(90deg); margin-inline: auto; } .fn-emi__visual { flex-direction: column; align-items: stretch; } .fn-emi__copy .btn { width: 100%; } }

/* ---------- FINCAP Path ---------- */
.fn-path { padding: clamp(64px, 9vw, 120px) 0; background: var(--fn-bg); overflow: clip; }
.fn-path__track { --p: 0; position: relative; }
.fn-path__wave { display: none; }
.fn-path__steps { list-style: none; margin: 0; padding: 0 0 0 46px; display: grid; gap: 16px; position: relative; }
.fn-path__steps::before, .fn-path__steps::after { content: ""; position: absolute; left: 18px; top: 8px; bottom: 8px; width: 3px; border-radius: 3px; background: var(--fn-soft); }
.fn-path__steps::after { bottom: auto; height: calc((100% - 16px) * var(--p)); background: linear-gradient(180deg, var(--fn-deep), var(--fn-bright)); }
.fn-step { position: relative; }
.fn-step__dot { position: absolute; left: -36px; top: 22px; width: 17px; height: 17px; border-radius: 50%; background: #fff; border: 3px solid var(--fn-soft); z-index: 1; transition: border-color .3s, background-color .3s; }
.fn-step.is-reached .fn-step__dot { border-color: var(--fn-royal); background: var(--fn-royal); box-shadow: 0 0 0 5px rgba(7, 87, 184, 0.14); }
.fn-step__card { position: relative; padding: 18px 18px 18px 18px; border-radius: 20px; background: #fff; border: 1px solid var(--fn-line); box-shadow: 0 14px 30px -24px rgba(0, 59, 134, 0.45); }
.fn-step__num { position: absolute; right: 16px; top: 12px; font-size: 1.75rem; font-weight: 800; letter-spacing: -0.04em; color: var(--fn-ice); -webkit-text-stroke: 1px var(--fn-soft); }
.fn-step__icon { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 13px 4px 13px 4px; background: var(--fn-grad); color: #fff; margin-bottom: 12px; }
.fn-step__icon .icon { width: 20px; height: 20px; }
.fn-step h3 { font-size: 1.0625rem; padding-right: 40px; }
.fn-step p { margin-top: 6px; color: var(--fn-muted); font-size: 0.9375rem; line-height: 1.6; }
.fn-step--final .fn-step__card { background: var(--fn-grad); border-color: transparent; }
.fn-step--final h3 { color: #fff; }
.fn-step--final p { color: rgba(255, 255, 255, 0.82); }
.fn-step--final .fn-step__icon { background: rgba(255, 255, 255, 0.16); }
.fn-step--final .fn-step__num { color: transparent; -webkit-text-stroke: 1px rgba(255, 255, 255, 0.35); }
@media (min-width: 640px) and (max-width: 1099px) {
  .fn-path__steps { grid-template-columns: repeat(2, minmax(0, 1fr)); column-gap: 18px; row-gap: 16px; padding-left: 0; }
  .fn-path__steps::before, .fn-path__steps::after { display: none; }
  .fn-step__dot { display: none; }
  .fn-step:nth-child(even) { transform: translateY(28px); }
  .fn-path__steps { padding-bottom: 28px; }
}
@media (min-width: 1100px) {
  .fn-path__steps { grid-template-columns: repeat(6, minmax(0, 1fr)); grid-template-rows: auto 200px auto; column-gap: 14px; row-gap: 0; padding: 0; }
  .fn-path__steps::before, .fn-path__steps::after { display: none; }
  .fn-path__wave { display: block; position: absolute; left: 0; right: 0; width: 100%; height: 200px; top: var(--wave-top, 0); }
  .fn-path__base { stroke: var(--fn-soft); stroke-width: 4; }
  .fn-path__fill { stroke-width: 4; stroke-linecap: round; stroke-dasharray: 1; stroke-dashoffset: calc(1 - var(--p)); }
  .fn-step { grid-row: 1; align-self: end; padding-bottom: 18px; }
  .fn-step--down { grid-row: 3; align-self: start; padding: 18px 0 0; }
  .fn-step:nth-child(1) { grid-column: 1; } .fn-step:nth-child(2) { grid-column: 2; } .fn-step:nth-child(3) { grid-column: 3; }
  .fn-step:nth-child(4) { grid-column: 4; } .fn-step:nth-child(5) { grid-column: 5; } .fn-step:nth-child(6) { grid-column: 6; }
  .fn-step { position: static; }
  .fn-step__card { position: relative; }
  .fn-step__dot { left: calc((var(--i) + 0.5) / 6 * 100%); top: calc(var(--wave-top, 0px) + var(--dot-y)); transform: translate(-50%, -50%); }
}
.fn-path__cta { display: flex; flex-wrap: wrap; align-items: center; gap: 16px 28px; margin-top: clamp(32px, 4vw, 48px); padding: 20px 24px; border-radius: 20px; background: #fff; border: 1px solid var(--fn-line); }
.fn-path__cta p { flex: 1 1 360px; color: #475569; font-size: 0.9375rem; line-height: 1.6; }
.fn-path__cta strong { color: var(--fn-ink); }

/* ---------- Know the numbers ---------- */
.fn-numbers { padding: clamp(56px, 8vw, 110px) 0; background: #fff; }
.fn-numbers__panel { position: relative; overflow: hidden; padding: clamp(24px, 5vw, 64px); border-radius: 36px 12px 36px 12px; background: radial-gradient(70% 70% at 100% 0%, #0a57b8 0%, transparent 60%), #002a63; color: #fff; }
.fn-numbers__panel::after { content: ""; position: absolute; width: 520px; height: 520px; right: -200px; bottom: -260px; border-radius: 50%; border: 70px solid rgba(255, 255, 255, 0.03); pointer-events: none; }
.fn-figs { position: relative; z-index: 1; list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
@media (min-width: 960px) { .fn-figs { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; } }
.fn-figs li { display: grid; gap: 4px; padding: clamp(16px, 2.4vw, 22px); border-radius: 20px; background: #fff; color: var(--fn-ink); min-width: 0; }
.fn-figs__icon { display: grid; place-items: center; width: 38px; height: 38px; border-radius: 12px; background: var(--fn-ice); color: var(--fn-royal); margin-bottom: 8px; }
.fn-figs__icon .icon { width: 19px; height: 19px; }
.fn-figs small { font-size: 0.8125rem; font-weight: 800; letter-spacing: 0.06em; text-transform: uppercase; color: var(--fn-muted); }
.fn-figs b { font-size: clamp(1.3rem, 2.6vw, 1.75rem); font-weight: 800; letter-spacing: -0.03em; color: var(--fn-deep); overflow-wrap: anywhere; }
.fn-figs li > span:last-child { font-size: 0.875rem; color: var(--fn-muted); font-weight: 600; }

.fn-rep { position: relative; z-index: 1; margin-top: 16px; padding: clamp(18px, 3vw, 28px); border-radius: 24px; background: #fff; color: var(--fn-ink); }
.fn-rep__head { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 8px 16px; }
.fn-rep__head h3 { display: flex; align-items: center; gap: 10px; font-size: 1.2rem; }
.fn-rep__head h3 .icon { width: 22px; height: 22px; color: var(--fn-royal); }
.fn-rep__tag { padding: 5px 12px; border-radius: 999px; background: #fef3c7; color: #92400e; font-size: 0.8125rem; font-weight: 800; }
.fn-rep__terms { margin-top: 6px; color: #475569; font-size: 0.9375rem; font-weight: 600; }
.fn-rep__eq { display: grid; gap: 8px; margin-top: 16px; align-items: stretch; }
@media (min-width: 900px) { .fn-rep__eq { grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr) auto minmax(0, 1fr) auto minmax(0, 1.1fr); align-items: center; } }
.fn-rep__eq > div { display: grid; gap: 4px; padding: 14px 16px; border-radius: 16px; background: var(--fn-bg); border: 1px solid var(--fn-line); min-width: 0; }
.fn-rep__eq small { font-size: 0.875rem; font-weight: 700; color: var(--fn-muted); }
.fn-rep__eq b { font-size: 1.25rem; font-weight: 800; color: var(--fn-ink); font-variant-numeric: tabular-nums; }
.fn-rep__eq .is-total { background: var(--fn-grad); border-color: transparent; }
.fn-rep__eq .is-total small, .fn-rep__eq .is-total b { color: #fff; }
.fn-rep__op { display: grid; place-items: center; font-size: 1.4rem; font-weight: 800; color: var(--fn-royal); }
@media (max-width: 899px) { .fn-rep__op { height: 18px; font-size: 1.1rem; } }
.fn-rep__apr { display: flex; flex-wrap: wrap; align-items: baseline; gap: 6px 14px; margin-top: 14px; padding-top: 14px; border-top: 1px dashed var(--fn-line); font-weight: 800; color: var(--fn-ink); }
.fn-rep__apr b { font-size: 1.25rem; color: var(--fn-deep); }
.fn-rep__apr span { font-weight: 500; font-size: 0.9375rem; color: #475569; }

.fn-disc { position: relative; z-index: 1; margin-top: 16px; padding: clamp(18px, 3vw, 28px); border-radius: 24px; background: rgba(255, 255, 255, 0.08); border: 1px solid rgba(255, 255, 255, 0.16); }
.fn-disc h3 { display: flex; align-items: center; gap: 10px; font-size: 1.1rem; color: #fff; }
.fn-disc h3 .icon { width: 20px; height: 20px; color: #9cc7ff; }
.fn-disc dl { margin: 14px 0 0; display: grid; gap: 8px; }
@media (min-width: 900px) { .fn-disc dl { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; } }
.fn-disc dl > div { padding: 12px 14px; border-radius: 14px; background: rgba(255, 255, 255, 0.06); }
.fn-disc dt { font-size: 0.875rem; font-weight: 800; color: #cfe3ff; }
.fn-disc dd { margin: 2px 0 0; font-size: 0.9375rem; line-height: 1.6; color: #fff; }
.fn-disc p { margin-top: 14px; font-size: 0.9375rem; line-height: 1.7; color: rgba(255, 255, 255, 0.92); }
.fn-disc a { color: #fff; font-weight: 700; text-decoration: underline; text-underline-offset: 3px; }

/* ---------- Support ---------- */
.fn-support { padding: 0 0 clamp(56px, 8vw, 110px); background: #fff; }
.fn-support__split { display: grid; border-radius: 32px; overflow: hidden; box-shadow: var(--fn-shadow); border: 1px solid var(--fn-line); }
@media (min-width: 960px) { .fn-support__split { grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr); } }
.fn-support__dark { position: relative; overflow: hidden; padding: clamp(26px, 4.4vw, 56px); background: var(--fn-grad); color: #fff; }
.fn-support__dark .fn-kicker { color: #cfe3ff; }
.fn-support__dark .fn-kicker::before { background: #fff; }
.fn-support__dark h2 { margin-top: 12px; color: #fff; font-size: clamp(1.6rem, 3.2vw, 2.4rem); letter-spacing: -0.03em; line-height: 1.12; max-width: 18ch; }
.fn-support__dark > p { margin-top: 12px; color: rgba(255, 255, 255, 0.82); font-size: 1.0625rem; max-width: 44ch; }
.fn-support__lines { list-style: none; margin: 24px 0 0; padding: 0; display: grid; gap: 10px; position: relative; z-index: 1; }
.fn-support__lines li { display: flex; align-items: center; gap: 14px; padding: 14px 16px; border-radius: 16px; background: rgba(255, 255, 255, 0.1); border: 1px solid rgba(255, 255, 255, 0.16); min-width: 0; }
.fn-support__lines .icon { width: 20px; height: 20px; flex-shrink: 0; }
.fn-support__lines div { min-width: 0; }
.fn-support__lines small { display: block; font-size: 0.75rem; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; opacity: .75; }
.fn-support__lines a { font-weight: 800; font-size: 1.0625rem; color: #fff; overflow-wrap: anywhere; }
.fn-support__mark { position: absolute; width: 300px; height: 300px; right: -90px; bottom: -110px; opacity: .08; pointer-events: none; }
.fn-support__light { display: grid; gap: 14px; align-content: center; padding: clamp(24px, 4vw, 48px); background: #fff; }
.fn-support__block { display: flex; gap: 14px; align-items: flex-start; padding: 16px; border-radius: 18px; background: var(--fn-bg); border: 1px solid var(--fn-line); }
.fn-support__icon { flex-shrink: 0; display: grid; place-items: center; width: 42px; height: 42px; border-radius: 13px; background: var(--fn-ice); color: var(--fn-royal); }
.fn-support__icon .icon { width: 20px; height: 20px; }
.fn-support__block h3 { font-size: 1rem; }
.fn-support__block p { margin-top: 4px; color: #475569; font-size: 0.9375rem; line-height: 1.6; }
.fn-support__btns { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 4px; }
@media (max-width: 479px) { .fn-support__btns .btn { width: 100%; } }

/* ---------- Final CTA ---------- */
.fn-final { position: relative; overflow: hidden; isolation: isolate; padding: clamp(64px, 9vw, 120px) 0; background: radial-gradient(60% 80% at 20% 100%, #0a57b8 0%, transparent 60%), #002a63; color: #fff; text-align: center; }
.fn-final__mark { position: absolute; z-index: -1; width: min(720px, 120vw); height: auto; left: 50%; top: 50%; transform: translate(-50%, -50%); opacity: .06; animation: fn-drift 30s ease-in-out infinite alternate; }
@keyframes fn-drift { to { transform: translate(-46%, -53%) scale(1.04); } }
.fn-final__ring { position: absolute; z-index: -1; width: 1000px; height: 1000px; left: 50%; top: 50%; transform: translate(-50%, -50%); border-radius: 50%; border: 1px solid rgba(255, 255, 255, 0.08); }
.fn-final h2 { color: #fff; font-size: clamp(2rem, 4.6vw, 3.4rem); letter-spacing: -0.035em; line-height: 1.08; max-width: 20ch; margin-inline: auto; }
.fn-final p { margin: 16px auto 0; max-width: 56ch; color: rgba(255, 255, 255, 0.82); font-size: 1.0625rem; line-height: 1.7; }
.fn-final__ctas { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; margin-top: 30px; }
.fn-final .btn-light { color: var(--fn-deep); }
@media (max-width: 479px) { .fn-final__ctas .btn { width: 100%; } }

/* ---------- Footer (product-branded, same structure as site footer) ---------- */
.fn-footer { background: #001f4a; color: rgba(255, 255, 255, 0.74); padding: clamp(48px, 6vw, 72px) 0 24px; }
.fn-footer__main { display: grid; gap: 32px; grid-template-columns: repeat(2, minmax(0, 1fr)); }
@media (min-width: 900px) { .fn-footer__main { grid-template-columns: 1.6fr 0.8fr 0.8fr 0.8fr 1fr; gap: 40px; } }
.fn-footer__brand { grid-column: 1 / -1; }
@media (min-width: 900px) { .fn-footer__brand { grid-column: auto; } }
.fn-footer__brand img { width: 200px; height: auto; }
.fn-footer__by { margin-top: 6px; font-size: 0.75rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: #9cc7ff; }
.fn-footer__brand > p:last-child { margin-top: 14px; max-width: 36ch; font-size: 0.9375rem; line-height: 1.7; }
.fn-footer .footer__title { color: #fff; }
.fn-footer .footer__links a { color: rgba(255, 255, 255, 0.74); }
.fn-footer .footer__links a:hover { color: #fff; }
.fn-footer__gc img { width: 150px; height: auto; opacity: .9; margin: 4px 0 12px; }
.fn-footer__parent p { font-size: 0.9375rem; line-height: 1.8; }
.fn-footer__parent a { color: rgba(255, 255, 255, 0.85); }
.fn-footer__parent a:hover { color: #fff; }
.fn-footer__legal { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 8px 24px; margin-top: 40px; padding-top: 20px; border-top: 1px solid rgba(255, 255, 255, 0.1); font-size: 0.8125rem; }

@media (prefers-reduced-motion: reduce) {
  .fn-in { animation: none; opacity: 1; transform: none; }
  .fn-hero__trace, .fn-orbit__arc, .fn-orbit__spin, .fn-ocard > div, .fn-final__mark { animation: none; }
  .fn-net__lines line, .fn-net__nodes li, .fn-wheel__nodes li { transition: none; }
}

/* ---------- fixes after first visual pass ---------- */
.fn-footer__main > * { min-width: 0; }
.fn-footer a { overflow-wrap: anywhere; }
.fn-pulse li > span { font-size: 0.875rem; font-weight: 600; color: var(--fn-muted); }
.fn-pulse b span { font-size: inherit; font-weight: inherit; color: inherit; }
.fn-hero__ribbon { -webkit-mask-image: linear-gradient(90deg, transparent 0%, transparent 34%, #000 62%); mask-image: linear-gradient(90deg, transparent 0%, transparent 34%, #000 62%); }
@media (min-width: 1024px) {
  .fn-h1__main { max-width: 13ch; }
  .fn-lead { max-width: 46ch; }
  .fn-orbit { justify-self: end; width: min(500px, 100%); }
  .fn-ocard { transform: rotate(var(--a)) translateX(min(200px, 18vw)) rotate(calc(-1 * var(--a))); }
}

.fn-form .ap-mobile-disc, .fn-form .ap-consent, .fn-form .ap-secure { font-size: 0.875rem; line-height: 1.6; }